The adjuster finally has a file.
Anacrux works the clinic, the employer and the IME office on medical records, work status notes, wage statements and IME reports still open on the claim — until the packet lands with a deadline register and a log the licensed adjuster can defend. You start from the outstanding-items list you already export. Not an adjuster. Not a TPA. Not another claims copilot.
BLS May 2025 median for insurance claims and policy processing clerks. Sedgwick posts WC assistants at $15–$23 an hour. ZipRecruiter’s national average for the title is about $55,000.
Florida compensability, spoken on a TPA training floor, unless a 120-day letter is on file. Three-point contact is supposed to start within 24 hours of receipt.
Aon’s litigated share of workers’ comp inventory in 2024, up from 7.6% in 2018. Veltha estimates ~500k claims a year go to counsel, about $20B — vendor-sourced.
The missing-document list already lives in the claims system. Send that.
No Guidewire or Origami API on day one. Your coordinator exports the outstanding items, or forwards the chase emails, and Anacrux works the records rows. Spreadsheet desks send the same kind of list. You post the packet in the claim file when it is ready. Writing status back through the claims system is how this gets sticky later, not how you start.
- Claim number, DOI, body part and authorization from the export
- Clinic, employer and IME contacts if they are on the file
- No claims-system login shared. You keep the system of record
- Same intake as the export, one file at a time
- Clock pulled from the diary date when it is on there
- You are copied on the first clinic attempt
- No claims-system write-back required on any of them
- Packet comes back as PDFs plus a timestamped log
- You drop it in the claim file
Fax, HIM phone trees and the employer’s payroll line. Until the packet is right.
The counterparty is the clinic, the hospital HIM desk, the employer payroll clerk or the IME office — not the injured worker. Anacrux asks for the records that match the body part and date of injury, a work status with restrictions or a full-duty release, a wage statement that covers the AWW period, and an IME/QME exhibit set plus cover letter the panel will take. Each request carries the authorization already on the file. Injured-worker cells are not autodialed.
- Fax to Riverside Ortho HIM · authorization + DOI + lumbar, request work status
- Portal upload of the same release · ChartSwap already has imaging, not the note
- Call to clinic business line · left message with Maya in HIM
- Work status received · still “pending physician review,” no restrictions
- Fax back · need signed restrictions or full-duty before Oct 18
Recording follows the stricter of federal and the clinic’s state, including all-party states. No autodial to injured-worker cells.
- A pending note is not a status the adjuster can act on
- Imaging in ChartSwap does not replace the treating report
- Authorization goes with every request, including clinics that still ask
HIM confirmed the physician signs Fridays. Next chase Friday 9am.
Visit note 9/24 in. 10/8 follow-up still out.
Payroll asked for a signed request. Sent. AWW clock Oct 11.
Posted by you. Decided by the adjuster. Packet, not a PDF dump.
Coordinators assemble the file. Licensed adjusters decide. Anacrux does not pretend otherwise. Every attempt is timestamped. The packet is checked against the outstanding item — body part, DOI, restrictions, AWW period, IME exhibits — before it is sent back to you. On Managed, the same ops reviewer looks at it each week. You post it in the claim file. Nothing is written into Guidewire until a person on your side does that.
- First request to Lakeside Occ Med · records + work status, authorization attached
- Work status received · modified duty, 5 lb, no gripping
- Visit notes 10/1 and 10/8 · body part and DOI match
- Packet emailed to coordinator · ready to post
- Checked body part and DOI against the first report
- Work status has restrictions the employer can try to accommodate
- WCC-4389: QME office still says the CD is unreadable — needs a portal upload
- Flagged WCC-4402: HIM wants a fresh authorization before imaging
Office will take a portal upload. Adjuster still has to sign the cover letter.
HR says payroll is out until Monday. AWW clock is Oct 11. Pay estimated wages?
If the file is waiting on a clinic, Anacrux is for you
The buyer is claims operations, not the licensed adjuster. The claim is already open. The statutory clock is the clock.
Regional TPAs
A claims desk on Guidewire or Origami, assistants under examiners, a pipeline counted in open items. First buyer: you already have a coordinator budget and a Datavant login.
Export the outstanding items →Self-insured claims teams
You kept adjusting in-house or you still own the file under a TPA. Work status and wage statements are what stall RTW.
Hand off the chase rows →Carrier claims units
A dedicated WC unit that will not share Guidewire on day one but will send a list. Later buyer. Procurement is slower.
Start from the export →Desks already exporting outstanding items
A diary extract, a spreadsheet, or a pile of forwarded HIM emails. Any of those is enough to start.
No API day one →Claims managers who hire assistants
You already pay $15–$23 an hour for a seat that turns over. The chase is what stretches the examiner’s 200-file desk.
Buy the chase, keep the adjuster →Not the right fit
Licensed adjusters, nurse case management, or a TPA replacement. Anacrux does not decide compensability and does not become your TPA.
Datavant is the retrieval queue. Veltha is a TPA you become. Anacrux chases the leftover until the packet exists.
The records are what is holding the clock
“They never have sent complete records to any doctors: even the QME.”
“The doctor had not received my medical records at the time of the QME.”
“oh, your adjuster never sent any medical records. we've been trying to get them for the last month.”
“Most adjustors handle so many cases they don’t have time to be evil or play games — truly. They have huge caseloads and not enough time to get through it all.”
“No records sent, sent to wrong address or incomplete records.”
“even when I’d have them fax it over right in front of me”
“they will perform a three-point contact which means they're contacting the injured worker our client and the medical provider”
“one of the most common issues is being able to get a hold of someone with the employer either to provide a copy of the wage statement”
From public forums and training videos. These people are not Anacrux customers. Quotes are word for word from the sources in the research file.
Works from the list you already export
Keep Guidewire. Keep Origami. Keep Datavant for the facilities in the network. Anacrux reads the outstanding-items list and sends you a packet. You post it. Nothing writes back until you do.
Per record package landed, against the seat you already pay for
Month-to-month on every plan. No setup fee. You keep the claims system.
Software
You export the outstanding-items list. Anacrux chases each record package and sends you the packet to drop in the claim file.
- Up to 15 record packages a month
- Medical records, work status, wage statements, IME/QME
- Call, fax and portal log on every file
- You post the packet in the claims system
Managed
The same ops reviewer every week checks the packet against the statutory clock before it goes to the adjuster.
- Up to 20 record packages a month
- Named reviewer already fluent in WC clocks
- Deadline register the adjuster can defend
- Packet ready for the adjuster to act, not just receive
- Everything in Software
Custom
More files, more states, or price per claim kept inside the statutory window.
- Volume TPA desks and dedicated units
- Per-claim-in-window option
- Additional document types after the core four
- Everything in Managed
For comparison: BLS May 2025 median wage for insurance claims and policy processing clerks is $49,230; Sedgwick posts workers’ compensation claims assistants at $15–$23 an hour; ZipRecruiter’s national average for the title is about $55,000. A 2025 Texas county TPA bid priced the whole claim at $250 medical-only and $975 indemnity. Nurse case managers bill $75–$140 an hour and are a licensed medical seat, not this chase. Software is $490 a month for 15 record packages (~$33 each). Managed is $1,190 a month for 20 packages plus a named reviewer (~$60 each).
How Anacrux compares
| Option | Cost | Starts from an outstanding-items export | Who chases the third party | What you pay for |
|---|---|---|---|---|
| Anacrux | $490–1,190 / month | Yes. No API required on day one | Anacrux, plus a named reviewer on Managed | Per record package landed, with a log |
| Hire another coordinator | $49,230 median wage; Sedgwick WC assistants $15–23/hr; ~$55k national average | Yes | A hire you recruit, ramp, and replace when they leave | A full seat, not one document type |
| Nurse case managers / outsourced coordination | $75–$140 / hour (Ethos 2025); older market quotes $80–$125 / hour | Yes, by referral | A licensed RN coordinating care, not chasing a wage statement | Per hour on complex medical files |
| Datavant / ChartSwap | Per-request retrieval fees; vendor claims 30–40% less admin labor per request | Yes. Portal alongside the claims system | A retrieval queue for facilities in the network | A record request, not outbound phone and fax until the file is in |
| Veltha (AI-native TPA) | TPA replacement; vendor cites ~6 hours of paperwork → ~10 minutes | No. They become the TPA. Licensed adjuster on every decision | Veltha’s own adjusters, not a vendor into yours | When you replace the TPA, not when you staff the coordinator desk |
| Doing it in Guidewire / Origami by hand | Coordinator time on the existing desk | Your claims system, on your diary | The assistant already carrying the file, plus whoever picks it up after turnover | When someone has hours; clocks do not wait |
Questions claims ops leaders ask
Price, Guidewire, who talks to the clinic, and what the adjuster actually sees.
What is Anacrux?
Anacrux chases medical records, work status notes, wage statements and IME or QME reports on open workers’ compensation files until the packet is in the claim file with a timestamped call, fax and portal log and a deadline register the licensed adjuster can defend. It is not an adjuster, not a TPA, and not a new claims system. You start from the outstanding-items list your coordinator already exports.
How much does Anacrux cost?
Software is $490 a month for up to 15 record packages; you review the packet and post it in the claims system. Managed is $1,190 a month for up to 20 packages and adds a named ops reviewer who checks the packet against the statutory clock before it goes to the adjuster. Custom is priced for more volume, more states, or per claim kept inside the statutory window. Every plan is month-to-month with no setup fee.
Do you need Guidewire or Origami access on day one?
No. The missing-document list already lives in the claims system. Your coordinator exports it (or forwards the outstanding-items emails) and Anacrux works that list. Writing status back through a Guidewire or Origami integration is how the product gets sticky later; it is not required to start. Spreadsheet desks send the same kind of list.
Who actually talks to the clinic, the employer and the IME office?
Anacrux does, on the channels they already use: clinic fax, HIM phone trees, employer payroll, IME/QME portals and business lines. Each request carries the injured-worker authorization already on the file. We do not autodial injured-worker cell phones. Recording follows the stricter of federal and the counterparty’s state, including all-party states such as California, Florida, Illinois, Pennsylvania and Washington.
Will the adjuster accept what you collect?
The packet is built to the outstanding item, not dumped as a PDF. Anacrux checks that the records match the body part and date of injury, that a work status note has restrictions or a full-duty release, that a wage statement covers the AWW period, and that an IME/QME office has the exhibits plus a cover letter the panel will take. Every attempt is timestamped. The licensed adjuster still decides compensability, reserves and benefits. Anacrux does not.
Is this cheaper than hiring another coordinator?
The BLS May 2025 median wage for insurance claims and policy processing clerks is $49,230. Sedgwick posts workers’ compensation claims assistants at $15–$23 an hour. ZipRecruiter’s national average for the title is about $55,000. A 2025 Texas county TPA bid priced the whole claim at $250 medical-only and $975 indemnity. Nurse case managers bill $75–$140 an hour and are a licensed medical seat, not this chase. Anacrux Managed is $1,190 a month for 20 record packages — the slice of the desk that is waiting on a clinic or a payroll clerk — not a replacement for the licensed adjuster.
How is this different from Datavant or Veltha?
Datavant and ChartSwap are a retrieval queue: 1.1 million physicians, 661,000 facilities, a portal and a fee. They do not sit on the phone or the fax until a work status note or a wage statement is in the file. Veltha is an AI-native TPA. It handles the claim end to end and “every decision is made by a licensed adjuster.” Anacrux is the outbound chase sold into the TPA or claims team you already have, starting from your outstanding-items export, with no claims-system write-back required.
How do you handle authorization, recording and the audit trail?
Every request goes out with the medical release already on the claim. Covered providers may disclose workers’ compensation records under 45 CFR 164.512(l); clinics still often want the signed authorization, so we send it. Calls to business lines are logged. Recording follows the stricter of federal and the counterparty’s state. You keep Guidewire, Origami or your admin system as the system of record; nothing is written there until a person on your side posts the packet. Injured-worker cell phones are not autodialed.
Get the records in the file before the clock
Export the outstanding items. Anacrux works the clinic until the packet is ready for your adjuster.
Month-to-month. You post the packet in the claims system. Nothing writes back until you do.